Your buyer browses and reserves a home warranty before closing — with no pressure, no payment, and no marketing spam. The invoice routes to the title company for the settlement statement. Everyone wins.
Most closings follow a pattern that’s familiar to every title company — and unnecessarily painful for everyone involved.
Four quick beats — all happening in the last few minutes before signing. Read them and see if you’ve lived this before.
Buyers try to shop on provider websites and get buried in marketing emails, texts, and phone calls — so they stop trying. And they show up without a warranty. Round and round.
They haven’t shopped for one because they don’t want to commit to a purchase before they know the property is actually going to close. Reasonable — but it creates a problem.
Now the buyer is reading through plans and comparing coverage at the closing table — not a great moment for careful decisions.
After the buyer picks, a staff member logs into a warranty provider’s website and re-enters the property address, buyer details, and plan selection. Again.
Either the room waits, or the order happens at the last minute — which is exactly when mistakes creep in.
ZOCCAM Home Warranty gives buyers a safe, pressure-free way to pick a warranty well before the closing date — and puts the invoice on the settlement statement automatically.
No more data entry at the closing table. Buyers reserve their warranty in advance through your branded ZOCCAM experience, and the invoice flows directly to your team for inclusion on the settlement statement.
Browse warranty options as soon as you’re under contract. Reserve the one you want — and only pay if the closing actually happens. ZOCCAM handles the rest.
The whole process is designed to happen before closing day, so nothing gets rushed.
After going under contract, the buyer explores warranty options in the ZOCCAM portal — branded with your title company. They compare plans at their own pace.
No payment, no commitment. The reservation is tied to the transaction — if the deal doesn’t close, the reservation simply releases with no charge.
The warranty invoice is routed directly to your title company for inclusion on the settlement statement — no manual re-entry required.
When the closing funds, the warranty converts from reservation to active coverage. The buyer goes home protected. Your closing stays on schedule.
On most warranty provider websites, sharing your contact information triggers a marketing onslaught — emails, calls, texts — that doesn’t stop just because you’re not ready to buy.
ZOCCAM doesn’t work that way. When a buyer browses through ZOCCAM, their information is only used for the current transaction. Providers can’t contact them outside of it.
ZOCCAM currently offers plans from two home warranty providers. Buyers can compare and choose the one that fits.
Founded in 1971 and headquartered in Memphis, Tennessee. One of the largest home warranty providers in the U.S., serving over 2 million customers across 49 states with a network of 60,000+ independent technicians.
Founded in 2018. Achosa means “the power to choose” — homeowners select their own licensed contractors for covered repairs rather than being assigned technicians from a network. Roof leak coverage is included in all plans.
Plan details, coverage, and availability vary by provider and location. Specific terms are provided directly by each warranty company at the time of purchase.
When the buyer reserves a home warranty, ZOCCAM routes the invoice directly to the title company — ready for inclusion on the settlement statement as a standard line item. No data re-entry. No last-minute scrambling at the closing table.
You see the home warranty as a ready-to-include line item before the closing date. The buyer sees it on the settlement statement they already review. The provider gets paid at settlement. Everyone’s already in agreement before closing starts.
Whether you’re a home buyer looking to browse options, or a title company looking to streamline your closings — ZOCCAM is the quieter, cleaner way to add a warranty to any real estate transaction.